Just a few years ago, January 1, 2022 to be precise, your company had to update all of its whole life products because the nonforfeiture interest rate was decreasing.  A year prior to that, it had to...

In the U.S., only 1 person per 10,000 people has earned a credential from the Society of Actuaries.  At Miller & Newberg, we are very pleased to announce that another one of our team members, Alex...

A key member of your actuarial staff is retiring or has accepted another position.  Should you do what you’ve always done and look to hire a replacement? Small to mid-size insurers frequently...

Your company may be flourishing. On the other hand, you may be less profitable than you were a few years ago. Even worse, your profits may have even gone negative.     At Miller & Newberg, we have...

In 2022, your company may have had an earnings surprise related to your annuity sales. And at year-end 2023, your company may have an RBC ratio surprise related to your annuity persistency. Watch this...

There has been a dramatic decrease in life expectancy in the past few years. In August 2022, the Centers for Disease Control and Prevention, better known as the CDC, announced that life expectancy at...

Miller & Newberg is proud to announce that our very own Sam Ellis, a valued member of the team since he began his actuarial career in 2015, has attained the top professional qualification in our...

At Miller & Newberg, we perform the annual cash flow testing (also known as asset adequacy analysis) for over 20 insurance companies and fraternal benefit societies. Our client companies are quite...

If you thought that 3% guaranteed minimum interest rates on annuities were only in the rearview mirror, think again. Thanks to the interest rate increases we have seen from the Fed and in the bond...